Privacy Policy

Rev. 06/2019

FACTS: 

WHAT DOES FIRST MID BANK & TRUST (HEREINAFTER REFERRED TO AS “FIRST MID”) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• account balances and transaction history
• assets and overdraft history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Mid chooses to share; and whether you can
limit this sharing.

Reasons we can share your personal information

Does First Mid Share

Can you limit this sharing

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes – to offer our products and services to you

YES

YES

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes – information about your transactions and experiences

YES

NO

For our affiliates’ everyday business purposes – information about your creditworthiness

NO

We Don’t Share

For our affiliates to market to you

YES

YES

For non-affiliates to market to you

NO

We Don’t Share

To limit our sharing

• Call 877-888-5629

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call 877-888-5629

Who we are

Who is providing this notice? First Mid Bank & Trust

 

What we do

How does First Mid protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

How does First Mid collect my personal information?

We collect your personal information, for example, when you
• open an account or apply for a loan
• give us your income information or use your debit card
• make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account

Definitions

Affiliates:    Companies related by common ownership or control. They can be financial and non-financial companies.
• Our affiliates include companies owned by First Mid Bancshares, Inc. such as First Mid Insurance Group and First Mid Wealth Management

Nonaffiliates:  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Nonaffiliates we share with can include title insurance companies, appraisers, and securities broker-dealers

Joint marketing:  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include credit card companies and insurance companies

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